•••• 4242
Contactless · Chip · Swipe
Merchant processing · POS · Funding
Payment technologybuilt around yourbusiness.
Built for
Retail
Restaurants
Gas Stations
Salons & Spas
Convenience
Pro Services
Card and ACH acceptance, terminals that suit your counter, a gateway whose reporting reconciles against your deposits, and funding when it’s time to grow — configured for your category, supported by one team.
- Secure processing
- Flexible pricing
- Equipment options
- Fast onboarding
Amount due
$248.60
Authorizing
Approved
- Route selected12 ms
- Risk screenPass
- Batch queued23:00
Issuer authorization
·····
Deposit · next business day
$12,480.00
The Highline system
One system. Three ways it works for you.
Accept, manage and grow are not three vendors here. Select a capability to see which part of the payment system it operates on — and what it does for the business.
- Customer Card presented
- Terminal Tap · chip · keyed
- Gateway Route & screen
- Network Card networks
- Bank Authorize · settle
- Merchant Funded next day
- Capital Reinvest
Accept · Payment Processing
Take every payment your counter sees — and the ones it doesn’t yet.
Card-present, keyed, recurring and bank-debit acceptance on one merchant account. Choose interchange-plus, flat pricing or a compliant Cash Discount program, and change it later without re-papering the whole relationship.
- Credit & debit cards
- ACH & eCheck
- Cash Discount / dual pricing
- Contactless & wallets
Acceptance mixAll methods live
Card present86%
Keyed / online41%
ACH / eCheck28%
Wallets52%
Illustrative acceptance mix — not merchant data.
Manage · Gateway Platform
See where every transaction went, and why.
A gateway and reporting layer built for operators rather than analysts: batch and deposit visibility, transaction search, routing controls, and a dispute workflow that tells you what evidence is actually needed.
- Transaction visibility
- Routing controls
- Deposit & batch reporting
- Chargeback tools
TodayAll batches settled
- AuthApproved · 1,284 txns09:41
- RouteLeast-cost appliedauto
- BatchClosed · $41,208.5523:00
- DepositIn transit+1 day
- Dispute1 open · evidence due4 d
Illustrative reporting view — not merchant data.
Grow · Business Funding
Capital that keeps the floor moving.
Because we already see your processing, funding conversations start from facts instead of a blank application. Finance equipment, cover a slow season, or fund the second location — with pre-qualification before anything is committed.
- Equipment financing
- Working capital
- Merchant cash advance
- Short & long-term funding
Growth stagesPre-qualification
Accept
Operate
Capital
Invest
Illustrative growth stages — not a projection.
POS & Hardware
Hardware chosen for your counter — not a catalog.
Countertop, smart, portable, mobile and forecourt terminals — configured before they ship and supported after they land.
Explore POS & Hardware
$0 upfront Equipment financing available, including zero-upfront options for qualified merchants.
About Highline
Payments built around how your business actually runs.
Highline Payments brings four things that are normally bought separately into a single relationship: payment processing, POS and hardware, gateway technology and business funding.
That matters on the floor. Pricing is chosen to fit your ticket size and category, terminals arrive configured, reporting reconciles against the deposits you actually receive, and capital is available from the same people who already understand your volume.
- 01 One onboarding, one point of contact
- 02 Category-specific hardware and pricing
- 03 Processing, hardware and funding under one relationship
Business Funding
Equipment · Capital · Term
Gateway Technology
Routing · Reporting · Disputes
POS & Hardware
Counter · Portable · Forecourt
Payment Processing
Cards · ACH · Cash Discount
One relationship
Reasons merchants give for staying.
Processing, hardware and funding under one relationship
One agreement, one support line, and one team that can see your terminals, your batches and your funding position at the same time — instead of three vendors pointing at each other.
- Single onboarding and underwriting path
- Hardware and processing configured together
- Funding assessed against processing you already do
45+
Multiple banking relationships
Breadth behind an account, so a setup can be built around the business rather than around one provider’s template.
Flexible pricing programs
Start where the maths works today and move later without changing processors.
- Interchange plus
- Flat rate
- Cash Discount
- Dual pricing
Equipment options
Own it outright, or finance it — including zero-upfront options for qualified merchants.
$0
upfront options available
Dedicated support
A named contact who knows your setup — not a queue that starts the story again.
Industry-specific solutions
Configuration, hardware and pricing built for a category rather than a generic merchant account — and reviewed again when the business changes.
See industry setups- Retail
- Restaurants
- Gas & C-store
- Pay-at-the-pump
- Convenience
- Salons & spas
- Professional services
- Selected high-risk
Industry solutions
Configured for your category.
Same platform, different setup. Select an industry to see the acceptance, equipment and programs we normally deploy on that floor.
Retail
Modern checkout, flexible processing and equipment that fits the lane.
Faster lanes, reliable card-present acceptance, and terminals that match your counter — with pricing that can move to Cash Discount if the margin needs it.
Promotion Zero-upfront equipment options for qualified merchants- Countertop and smart terminals
- Contactless and mobile wallets
- Multi-lane and multi-location reporting
Talk about retail
Typical equipment: Countertop POS · Smart Terminal
Restaurants
Restaurant-ready POS, tableside payments and faster settlement.
Handhelds that close checks at the table, tip and split flows that don’t slow a rush, and next-day funding visibility for the people counting the drawer.
Promotion Up to a $5,000 welcome bonus for qualifying merchants- Pay-at-table handhelds
- Tips, splits and server reporting
- Restaurant POS and KDS-ready setups
Talk about restaurants
Typical equipment: Portable Terminal · Restaurant POS
Gas Stations & Pay-at-Pump
Fuel, convenience-store and pay-at-the-pump payment solutions.
Forecourt and inside-store acceptance handled together, so pump authorizations, store baskets and settlement all reconcile in one place.
- Pay-at-the-pump terminals
- Inside-store and c-store checkout
- Fuel and merchandise reporting
Talk about fuel
Typical equipment: Pay-at-Pump Terminal · Countertop POS
Salons & Spas
Portable POS, flexible acceptance and Cash Discount options.
Take payment at the chair or the desk, keep a card on file for regulars, and use dual pricing to protect margin on smaller tickets.
- Portable and mobile acceptance
- Card on file for repeat clients
- Cash Discount / dual pricing
Talk about salons
Typical equipment: Mobile Reader · Portable Terminal
Professional Services
Card payments, ACH/eCheck and recurring billing.
Bill in the room or on a schedule. Combine card, ACH and eCheck so larger invoices don’t carry card-sized costs.
- Recurring and scheduled billing
- ACH and eCheck for larger invoices
- Invoice and virtual-terminal payments
Talk about services
Typical equipment: Virtual Terminal · Mobile Reader
Reach that lets a setup be built around the business.
45+
Banking relationships
Breadth behind an account, so a setup can follow the business rather than one provider’s template.
20+
Supported currencies
For merchants taking payment beyond the U.S.
Nationwide U.S. coverage
Deployment and support across the country.
Multiple funding programs
Equipment, capital, advance and term options.
Banking relationships and supported currencies are Highline figures. Coverage and funding programs are described without numbers because the right ones depend on the business — they are confirmed in writing before anything is agreed.
See what your current rate is really costing.
Move the two sliders to see what card acceptance is costing you now, and what a different arrangement could be worth. It is an estimate — the real number comes from your statement.
$5,000
$1,000,000
1.50%
4.50%
Estimated current cost / month
$2,990
Estimated current cost / year
$35,880
What you are paying today, before any Highline review.
Estimated outcome
Standard pricing
Estimated annual savings
$5,880
$490 estimated per month
Cash Discount With a compliant dual-pricing program the merchant's estimated processing cost is $0 — the non-cash price at checkout carries the cost instead.
- Statement analysis before anything changes
- Interchange-plus, flat rate or Cash Discount
- Equipment and funding reviewed at the same time
Estimates only. Final pricing requires statement analysis and approval.
Get a statement analysis
Business funding
Capital for the next stage of your business.
Accept payments, operate the business, access capital, invest in growth. Because your processing already sits with us, the funding conversation starts from what the business actually does — not a blank form.
-
01
Equipment Financing Put terminals and POS on the counter now and spread the cost — including zero-upfront options for qualified merchants.
-
02
Working Capital Cover inventory, payroll or a slow season without disrupting day-to-day operations.
-
03
Merchant Cash Advance Funding repaid as a share of future card sales, so repayment moves with your volume.
-
04
Term Funding Short-term and longer-term structures for renovations, a second location or planned expansion.
Programs, amounts and terms are subject to underwriting and approval. Nothing shown here is an offer of credit.
Banking, processing & technology relationships
Get started with Highline
Ready to upgrade your payment setup?
Processing. Hardware. Funding. One relationship.
- Statement analysis before you switch
- Hardware configured before it ships
- Funding pre-qualification